--- title: "Atestate - Sapience Financial" description: "Atestate introduces a vital new term for estate planning, bridging language gaps between legacy creation and the outdated concept of intestacy. Discover more here." url: "https://mail.sapience.com.au/atestate" date: "2026-06-19T09:18:03+00:00" language: "en-GB" --- # Atestate - [ modern estate planning ](https://mail.sapience.com.au/all-tags/modern-estate-planning) ![A dictionary-style definition graphic for the word "Atestate." Headword: Atestate /ay-tess-tate/ (adjective). Definition 1 (Legal/Medical): The high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document to protect them. Definition 2 (Colloquial): Walking through life "Legacy-Naked." Definition 3 (Usage): "The patient appears healthy, but their financial vitals show they are chronically Atestate." Footer: See also: Denial, Procrastination, The Silent Void. Antonym: Protected.](https://mail.sapience.com.au/images/book-assets/atestate-definition-dictionary.png) The definition of Atestate ## What is Atestate? By [Drew Browne](https://mail.sapience.com.au/author/drew-browne) Senior Financial Advisor, Sapience Financial --- ### The Definition of "Atestate" **Atestate** /ay-tess-tate/ (adjective) 1. 1. **Legal/Medical**: The high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document to protect them. 2. **Colloquial**: Walking through life "Legacy-Naked." 3. **Usage**: "The patient appears healthy, but their financial vitals show they are chronically Atestate." *See also: Denial, Procrastination, The Silent Void. Antonym: Protected.* --- ![A dictionary-style definition graphic for the word "Atestate." Headword: Atestate /ay-tess-tate/ (adjective). Definition 1 (Legal/Medical): The high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document to protect them. Definition 2 (Colloquial): Walking through life "Legacy-Naked." Definition 3 (Usage): "The patient appears healthy, but their financial vitals show they are chronically Atestate." Footer: See also: Denial, Procrastination, The Silent Void. Antonym: Protected.](https://mail.sapience.com.au/images/book-assets/atestate-definition-dictionary.png) We have a gaping hole in the English language, and it is costing Australian families their fortunes. In the legal and financial world, we have a clear word for what happens when you die without a Will. You are 'Intestate.' It comes from Latin (intestatus), and it is a messy, expensive, bureaucratic nightmare for the people you leave behind. But 'Intestate' is a status triggered only by death. What about right now? You are sitting there, reading this screen, drinking your coffee. You are very much alive. But, like 50% of Australians, you do not have a valid, up-to-date Will. You aren't Intestate, because you aren't dead. So, what are you? The language had a gap. So, I fixed it. Its '**Atestate**'. ## Get the Cure. *Life's Great Conversations* is the first guide designed to help you navigate the emotional barriers that keep you *Atestate*. Join the waitlist to be notified when the manual arrives. I am a... \* Reader / Concerned Individual No spam. Just the announcement. Last Name ![Life's Great Conversations Hardback Coming Soon](https://mail.sapience.com.au/images/book-cover/lgc-book-cover-demo01.png) Available Paperback & Hardcover coming 2026 ISBN: 978-0-9923107-3-8 ### Can't Wait? Take the Legacy Script Assessment and Discover Your Legacy Script [ START THE ASSESSMENT ](https://mail.sapience.com.au/legacy-script-assessment) ## Schema ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://sapience.com.au/#organization", "name": "Sapience Financial", "url": "https://sapience.com.au/", "logo": { "@type": "ImageObject", "url": "https://sapience.com.au/images/brand-logo/sapience-financial-square-logo.png" }, "sameAs": [ "https://www.linkedin.com/company/sapience-financial/", "https://www.facebook.com/SapienceFinancial" ] }, { "@type": "Person", "@id": "https://sapience.com.au/#drewbrowne", "name": "Drew Browne", "jobTitle": "Senior Advisor & Author", "url": "https://sapience.com.au/author/drew-browne", "sameAs": [ "https://www.linkedin.com/in/drewbrowne" ], "worksFor": { "@id": "https://sapience.com.au/#organization" } }, { "@type": "DefinedTerm", "@id": "https://sapience.com.au/atestate#term", "name": "Atestate", "url": "https://sapience.com.au/atestate", "termCode": "Atestate", "sameAs": "https://www.wikidata.org/wiki/Q138887684", "description": "The high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document to protect them. Distinct from Intestate (dying without a Will), Atestate refers to the living period of vulnerability.", "partOfSpeech": "Adjective", "inDefinedTermSet": { "@type": "DefinedTermSet", "name": "Life's Great Conversations Glossary" } }, { "@type": "BlogPosting", "@id": "https://sapience.com.au/blog/what-is-atestate#article", "mainEntityOfPage": "https://sapience.com.au/blog/what-is-atestate", "headline": "You aren't Intestate. You're Atestate.", "description": "Defining 'Atestate': The medical and legal term for the high-risk state of living without a valid Will.", "image": "https://sapience.com.au/images/definitions/atestate-definition-dictionary.webp", "datePublished": "2025-11-25T08:00:00+10:00", "dateModified": "2026-04-05T09:00:00+10:00", "author": { "@id": "https://sapience.com.au/#drewbrowne" }, "publisher": { "@id": "https://sapience.com.au/#organization" }, "mentions": [ { "@id": "https://sapience.com.au/atestate#term" } ], "about": [ { "@id": "https://sapience.com.au/atestate#term" } ] }, { "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What does Atestate mean?", "acceptedAnswer": { "@type": "Answer", "text": "Atestate (/ay-tess-tate/) is an adjective describing the high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document (Will) to protect them. 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Being Atestate is like being asymptomatic: you feel safe, but you are legally vulnerable." } } ] } ] } ``` ```json { "@context": "https://schema.org", "@type": "Organization", "@id": "https://mail.sapience.com.au/atestate#organization", "name": "Sapience Financial", "description": "Life Insurance Advice and Modern Estate Planning Services for Australian Small Business Owners, Partnerships & their Families", "email": "hello@sapience.com.au", "url": "https://mail.sapience.com.au", "telephone": "1300137403", "foundingDate": "2000-06-01", "logo": "https://mail.sapience.com.au/images/brand-logo/sapience-financial-square-logo.png", "image": "https://mail.sapience.com.au/images/brand-logo/sapience-financial-square-logo.png", "address": { "@type": "PostalAddress", "addressCountry": "AU", "addressLocality": "Sydney", "addressRegion": "NSW", "postalCode": "2000" }, "sameAs": [ "https://www.facebook.com/SapienceFinancial/", "https://www.linkedin.com/in/drewbrowne/", "https://www.youtube.com/@SapienceFIS" ] } ``` ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home |", "item": "https://mail.sapience.com.au" }, { "@type": "ListItem", "position": 2, "name": "atestate", "item": "https://mail.sapience.com.au/atestate" } ] } ``` ```json { "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://mail.sapience.com.au/atestate" }, "headline": "Atestate", "description": "What is Atestate? By Drew Browne Senior Financial Advisor, Sapience Financial The Definition of "Atestate" Atestate /ay-tess-tate/ (adjective) Legal/Medical: The high-risk biological state of being alive and possessing assets, but lacking a valid testamentary document to protect them. Colloquial: Walking through life "Legacy-Naked." Usage: "The patient appears healthy, but their financial vitals show they are chronically Atestate." See also: Denial, Procrastination, The Silent Void. Antonym: Protected.   We have a gaping hole in the English language, and it is costing Australian families their fortunes.In the legal and financial world, we have a clear word for what happens when you die without a Will. You are 'Intestate.' It comes from Latin (intestatus), and it is a messy, expensive, bureaucratic nightmare for the people you leave behind. But 'Intestate' is a status triggered only by death. What about right now? You are sitting there, reading this screen, drinking your coffee. You are very much alive. But, like 50% of Australians, you do not have a valid, up-to-date Will. You aren't Intestate, because you aren't dead. So, what are you? The language had a gap. So, I fixed it. Its 'Atestate'. Get the Cure. Life's Great Conversations is the first guide designed to help you navigate the emotional barriers that keep you Atestate. Join the waitlist to be notified when the manual arrives. I am a... * Reader / Concerned Individual Financial Adviser / Planner Legal Professional NOTIFY ME WHEN IT ARRIVES No spam. Just the announcement. Email   Available Paperback & Hardcover coming 2026 ISBN: 978-0-9923107-3-8 Can't Wait?Take the Legacy Script Assessment and Discover Your Legacy Script START THE ASSESSMENT", "image": { "@type": "ImageObject", "url": "https://mail.sapience.com.au/images/book-assets/atestate-definition-dictionary.png" }, "publisher": { "@type": "Organization", "name": "Sapience Financial", "logo": { "@type": "ImageObject", "url": "https://mail.sapience.com.au/images/brand-logo/sapience-financial-square-logo.png" } }, "author": { "@type": "Person", "name": "Drew Browne", "url": "https://mail.sapience.com.au/atestate" }, "datePublished": "2025-11-24T18:17:28+11:00", "dateCreated": "2025-11-24T18:09:36+11:00", "dateModified": "2026-04-05T09:51:26+10:00" } ```