---
title: "Learning new skills to survive another different kind of year - Sapience Financial"
description: "If the last two years have taught us anything, it’s that anything can happen, it usually does - and we all do better knowing we have a backup plan in place."
url: "https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year"
date: "2026-05-26T18:38:22+00:00"
language: "en-GB"
---

#  Learning new skills to survive another different kind of year

- 🌳 Family, Legacy & Aging
- [ family safety ](https://mail.sapience.com.au/all-tags/family-safety)
- [ getback on track ](https://mail.sapience.com.au/all-tags/getback-on-track)
- [ family protection ](https://mail.sapience.com.au/all-tags/family-protection)
- [ mindset ](https://mail.sapience.com.au/all-tags/mindset)
- [ 🌳 Family, Legacy & Aging ](https://mail.sapience.com.au/insights/family-legacy-aging)

  ![Road closed during heavy rain road sign](https://mail.sapience.com.au/images/blog/learning-new-skills-to-survive-another-different-kind-of-year-sapinence-financial.jpg) Practical suggestions for supporting family, friends and colleagues after a major event. Reading Time: 4 minutes

---

### Has Flooding & Extreme weather affected you or your family this year?

If the last two years have taught us anything, it’s that anything can happen, it usually does - and we all do better knowing we have a backup plan in place.

#### *Read in this article*

 - [Learning to be ready to adapt is the key](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#learning-to-be-ready-to-adapt-is-the-key)

- [Helping people deal with major critical incidents in life](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#helping-people-deal-with-major-critical-incidents-in-life)
- [Make sure you're well informed to manage the emotional effects of hard times](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#make-sure-youre-well-informed-to-manage-the-emotional-effects-of-hard-times)

- [Remember to stay connected during hard times](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#remember-to-stay-connected-during-hard-times)
- [Frequently Asked Questions: Crisis Support](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#frequently-asked-questions-crisis-support)

    - [How can I manage the emotional impact of extreme weather events?](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#how-can-i-manage-the-emotional-impact-of-extreme-weather-events)

    - [Is there insurance premium relief for flood victims?](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#is-there-insurance-premium-relief-for-flood-victims)

    - [How do I help children cope with traumatic stress?](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#how-do-i-help-children-cope-with-traumatic-stress)

    - [What should I do if my "Plan B" isn't enough?](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year#what-should-i-do-if-my-plan-b-isnt-enough)

### Learning to be ready to adapt is the key

Life happens to us all and events outside of our control don't have the courtesy of waiting until there’s a lull in our own lives to arise. Ultimately, there are no guarantees of a smooth road ahead, except that it will continue to shift and change.

But how do you manage when even your plan B is not enough to keep you afloat?

### Helping people deal with major critical incidents in life

This month, many of our clients, friends and supporters have been coming to grips with the effects of parts of QLD and NSW experiencing catastrophic flooding, and the follow-on effects of yet another major national economic catastrophe.

### Make sure you're well informed to manage the emotional effects of hard times

If you or someone you know is affected, please make use of the downloadable fact sheets and articles on how to support yourself and others impacted by extreme events.

The **free resource fact sheets below**, have kindly been made available through the Association of Financial Advisers (AFA) and Benestar and provide helpful information for people:

- - [Helping employees who have been involved in a critical incident](https://mail.sapience.com.au/images/blog-assets/Helping-employees-who-have-been-involved-in-a-critical-incident.pdf)
    - [Supporting children after a major event](https://mail.sapience.com.au/images/blog-assets/Supporting-children-after-a-major-event%201.pdf)
    - [Helping children cope with traumatic stress](https://mail.sapience.com.au/images/blog-assets/Helping-children-cope-with-traumatic-stress%201.pdf)
    - [Recognising common reactions after a major event](https://mail.sapience.com.au/images/blog-assets/Common-reactions-after-a-major-event.pdf)
    - [Coping after a critical incident](https://mail.sapience.com.au/images/blog-assets/Coping-after-a-critical-incident.pdf)
    - [Tips for supporting family, friends and colleagues](https://mail.sapience.com.au/images/blog-assets/Tips-for-supporting-family-friends-and-colleagues.pdf)

### Remember to stay connected during hard times

If you're impacted by the floods, please let us know, as many insurance providers have offered temporary premium relief for those in affected areas.

Sapience continues to stand beside our clients, friends and supporters during these most difficult of times.

---

### Frequently Asked Questions: Crisis Support

#### How can I manage the emotional impact of extreme weather events?

Major events like **catastrophic flooding** often have significant emotional follow-on effects. It is vital to recognize that stress and anxiety are common reactions. Staying connected with friends, limiting news consumption, and using professional **crisis fact sheets** can help you regain a sense of stability and control.

#### Is there insurance premium relief for flood victims?

Yes. Many insurance providers recognize the financial strain caused by natural disasters and offer **temporary premium relief** or "premium holidays" for those in declared disaster areas. If you are impacted, please let us know so we can contact your providers to check your eligibility for these support measures.

#### How do I help children cope with traumatic stress?

Children often process major events differently than adults. Providing them with a routine and using **specialized resources** to identify signs of traumatic stress is essential. We provide free downloadable guides specifically designed to help parents support their children through the aftermath of a major critical incident.

#### What should I do if my "Plan B" isn't enough?

When external events overwhelm your current backup plans, the key is **adaptability**. Reach out to professional networks—financial advisers, counselors, or debt helplines—to find fresh perspectives. Being well-informed about the government and private support resources available is the first step to staying afloat during a national economic catastrophe.

**Do we sound like the type of people you'd like to do business with?**
 Call us today on 1300 137 403 or email us [here](https://mail.sapience.com.au/index.php?Itemid=704) for a no-obligation private chat about your situation.

---

![author pic drew browne](https://mail.sapience.com.au/images/author-pic/contact-drew-browne-advisor-sapience-financial.jpg)**Drew Browne** is a specialty Financial Risk Advisor working with Small Business Owners & their Families, Dual Income Professional Couples, and diverse families. He's an award-winning writer, speaker, financial adviser and business strategy mentor. His business Sapience Financial Group is committed to using business solutions for good in the community. In 2015 he was certified as a B Corp., and in 2017 was recognised in the inaugural Australian National Businesses of Tomorrow Awards. Today he advises Small Business Owners and their families, on how to protect themselves, from their businesses. He writes for successful Small Business Owners and Industry publications. You can read his Modern Small Business Leadership Blog [here](https://mail.sapience.com.au/index.php?Itemid=1267). You can connect with him on [LinkedIn](https://www.linkedin.com/in/drewbrowne/).  Any information provided is general advice only and we have not considered your personal circumstances. Before making any decision on the basis of this advice you should consider if the advice is appropriate for you based on your particular circumstance.

![Written by Human Not made by AI sapience financial ](https://mail.sapience.com.au/images/icons/not-made-by-AI-sapience-financial-black.png)

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