---
title: "Search Blog by Month - Sapience Financial"
description: "search our Sapience Financial archive of Blog Articles by month written"
url: "https://mail.sapience.com.au/resources/search-blog-articles-by-month"
date: "2026-05-27T17:31:58+00:00"
language: "en-GB"
---

- Select Month -   - Select Month -

  Display #  100

 Articles
| [Title](# "Select to sort by this column") | [Published Date](# "Select to sort by this column") |

|---|---|
| [ The Certainty Trap: How Your Hidden 'Need for Closure' Rushes Your Biggest Decisions ](https://mail.sapience.com.au/blog/the-certainty-trap-need-for-closure-decisions) | 24 May 2026 |
| [ The Financial Sorting Hat on Your Shelf: Choosing Provision over the House of Avoidance ](https://mail.sapience.com.au/blog/the-financial-sorting-hat-on-your-shelf-choosing-provision-over-the-house-of-avoidance) | 16 May 2026 |
| [ Going Under the Knife? What Happens if You're Out for Longer than Expected? ](https://mail.sapience.com.au/blog/going-under-the-knife-what-happens-if-youre-out-for-longer-than-expected) | 12 May 2026 |
| [ The Broken Social Contract ](https://mail.sapience.com.au/blog/broken-social-contract-superannuation) | 10 May 2026 |
| [ Life Insurance, Suicide and VAD: Providing Certainty in Australia’s New Legal Landscape ](https://mail.sapience.com.au/blog/life-insurance-suicide-and-vad-providing-certainty-in-australias-new-legal-landscape) | 27 April 2026 |
| [ The Predator on The Couch ](https://mail.sapience.com.au/blog/the-predator-on-the-couch) | 06 April 2026 |
| [ What is Pre-elder Abuse? ](https://mail.sapience.com.au/blog/what-is-pre-elder-abuse) | 23 March 2026 |
| [ Better than a Tim Tam and Why Aussie TPD and Income Protection are World-Beaters ](https://mail.sapience.com.au/blog/better-than-a-tim-tam-and-why-aussie-tpd-and-income-protection-are-world-beaters) | 13 March 2026 |
| [ The Scar Tissue of 'She’ll Be Right' and Why Later is a Biological Lie ](https://mail.sapience.com.au/blog/the-scar-tissue-of-shell-be-right-why-later-is-a-biological-lie) | 21 February 2026 |
| [ Starting a Business with another? Here's your Homework ](https://mail.sapience.com.au/blog/starting-a-business-with-another-heres-your-homework) | 19 February 2026 |
| [ The 0.08-Second Glitch: Why Your Brain is Faster Than Your Bank Account ](https://mail.sapience.com.au/blog/the-0-08-second-glitch-why-your-brain-is-faster-than-your-bank-account) | 13 February 2026 |
| [ Share Your Story (Anonymously) ](https://mail.sapience.com.au/book-research-participant-call) | 01 January 2026 |
| [ The Art of Productive Panic ](https://mail.sapience.com.au/blog/the-art-of-productive-panic) | 28 December 2025 |
| [ Why Your Brain Would Rather Eat a Cookie Than Sign Your Will (And Why That’s Actually Fine) ](https://mail.sapience.com.au/blog/why-your-brain-would-rather-eat-a-cookie-than-sign-your-will-and-why-thats-actually-fine) | 26 December 2025 |
| [ The Ghost of Business Future (Why We Get Ebenezer Scrooge Wrong) ](https://mail.sapience.com.au/blog/the-ghost-of-business-future-and-why-we-get-ebenezer-scrooge-wrong) | 11 December 2025 |
| [ Invisible Burdens of Widowhood That Most Men Overlook ](https://mail.sapience.com.au/blog/invisible-burdens-of-widowhood-that-most-men-overlook) | 02 December 2025 |
| [ Can I Get Income Protection while living with Anxiety? The Realities of Underwriting ](https://mail.sapience.com.au/blog/can-i-get-income-protection-with-living-with-anxiety-the-realities-of-underwriting) | 30 November 2025 |
| [ The Grudge Diagnostic ](https://mail.sapience.com.au/blog/the-grudge-diagnostic) | 29 November 2025 |
| [ The Robot That Takes Your Money (And Why You Should Let It) ](https://mail.sapience.com.au/blog/the-robot-that-takes-your-money-and-why-you-should-let-it) | 29 November 2025 |
| [ Love Isn't Enough: Why the Law Treats Your Step-Children as Strangers ](https://mail.sapience.com.au/blog/love-isnt-enough-why-the-law-treats-your-step-children-as-strangers) | 28 November 2025 |
| [ What is Atestate? ](https://mail.sapience.com.au/blog/what-is-atestate) | 27 November 2025 |
| [ Learning How to Stay Rich ](https://mail.sapience.com.au/blog/learning-how-to-stay-rich) | 14 November 2025 |
| [ The Unseen Retirement Crisis: Why Your Home is More Than Just a Roof Over Your Head ](https://mail.sapience.com.au/blog/the-unseen-retirement-crisis-why-your-home-is-more-than-just-a-roof-over-your-head) | 04 October 2025 |
| [ The $19,800 Fine SMSF Trustees Must Avoid ](https://mail.sapience.com.au/blog/the-19800-dollar-fine-smsf-trustees-must-avoid) | 03 October 2025 |
| [ Don't Let the Law Define Your Family: A Guide to Wills for Step-Parents and Beyond ](https://mail.sapience.com.au/blog/dont-let-the-law-define-your-family-a-guide-to-wills-for-step-parents-and-beyond) | 28 September 2025 |
| [ The Millionaire Myth and How to Create an Immediate Inheritance for the People You Love (No Lottery Win Required) ](https://mail.sapience.com.au/blog/the-millionaire-myth-and-how-to-create-an-immediate-inheritance-for-the-people-you-love-no-lottery-win-required) | 28 September 2025 |
| [ Forget the Will for a Moment. Let's Talk About Who Makes Decisions When You Can't ](https://mail.sapience.com.au/blog/forget-the-will-for-a-moment-lets-talk-about-who-makes-decisions-when-you-cant) | 31 August 2025 |
| [ The Double-Income Tightrope: What's Your Plan B for the Mortgage? ](https://mail.sapience.com.au/blog/the-double-income-tightrope-what-is-your-backup-plan-for-the-mortgage) | 20 August 2025 |
| [ AI and the Future of Professional Advice ](https://mail.sapience.com.au/blog/ai-and-the-future-of-professional-advice) | 16 August 2025 |
| [ Beyond the Diagnosis: Chronic illness and life insurance policies you can no longer afford ](https://mail.sapience.com.au/blog/beyond-the-diagnosis-chronic-illness-and-life-insurance-policies-you-can-no-longer-afford) | 13 August 2025 |
| [ Ending a De Facto Relationship in NSW: The Checklist you Need ](https://mail.sapience.com.au/blog/ending-a-de-facto-relationship-in-nsw-checklist) | 02 August 2025 |
| [ Protecting Inheritances: The Bankruptcy Trust in a Protective Will Explained ](https://mail.sapience.com.au/blog/protecting-inheritances-the-bankruptcy-trust-in-a-protective-will-explained) | 21 June 2025 |
| [ Protecting Inheritances: The Superannuation Proceeds Trust in a Protective Will Explained ](https://mail.sapience.com.au/blog/protecting-inheritances-the-superannuation-proceeds-trust-in-a-protective-will-explained) | 19 June 2025 |
| [ How many times you can claim on a personal insurance policy? ](https://mail.sapience.com.au/blog/how-many-times-you-can-claim-on-a-personal-insurance-policy) | 17 June 2025 |
| [ Getting Life and Disability Insurance when you're living with Sleep Apnea ](https://mail.sapience.com.au/blog/getting-life-and-disability-insurance-when-youre-living-with-sleep-apnea) | 13 June 2025 |
| [ How to Appoint your Own Medical Decision Maker - your Person Responsible ](https://mail.sapience.com.au/blog/how-to-appoint-your-own-medical-decision-maker-your-person-responsible) | 08 June 2025 |
| [ Surgery Prep? The Financial & Estate Planning Checklist You Need To Know ](https://mail.sapience.com.au/blog/surgery-prep-the-financial-estate-planning-checklist-you-need-to-know) | 25 May 2025 |
| [ Can your Mistress (or Gay Lover) claim an inheritance from your estate? ](https://mail.sapience.com.au/blog/can-your-mistress-or-gay-lover-claim-an-inheritance-from-your-estate) | 23 May 2025 |
| [ Living with MS? Exploring Your Life Insurance Possibilities ](https://mail.sapience.com.au/blog/living-with-ms-exploring-your-life-insurance-possibilities) | 16 May 2025 |
| [ Federal Budget Summary 2025-26 ](https://mail.sapience.com.au/blog/federal-budget-summary-2025-26) | 28 March 2025 |
| [ Owning Overseas Assets and making an Australian Will document ](https://mail.sapience.com.au/blog/owning-overseas-assets-and-making-an-australian-will-document) | 28 February 2025 |
| [ Gifts, Loans and Debt Forgiveness ](https://mail.sapience.com.au/blog/gifts-loans-and-debt-forgiveness) | 01 January 2025 |
| [ Tips for Applying for Life Insurance when using Cannabis Oil ](https://mail.sapience.com.au/blog/tips-for-applying-for-life-insurance-while-using-cannabis-oil) | 28 December 2024 |
| [ Our 20 Most Frequently Asked Questions about being named the Executor of a persons Will ](https://mail.sapience.com.au/blog/20-most-frequently-asked-questions-about-being-an-executor-in-a-will) | 27 November 2024 |
| [ Time flies when you’re having fun but even faster when you're in Small Business ](https://mail.sapience.com.au/blog/time-flies-when-youre-having-fun-but-even-faster-when-youre-in-small-business) | 03 September 2024 |
| [ Bad Night? Bad Romance? Bad Super Binding Death Nomination? ](https://mail.sapience.com.au/blog/bad-night-bad-romance-bad-super-binding-death-nomination) | 19 August 2024 |
| [ The recipe for disaster that is leaving Specific Gifts in Wills ](https://mail.sapience.com.au/blog/the-recipe-for-disaster-that-is-specific-gifts-in-wills) | 17 July 2024 |
| [ Just to let you know, 'We're Moving' AFSLs ](https://mail.sapience.com.au/blog/we-are-moving) | 14 July 2024 |
| [ When do you need a Company Power of Attorney? ](https://mail.sapience.com.au/blog/when-do-you-need-a-company-power-of-attorney) | 16 June 2024 |
| [ When Home is Not the Safest Place ](https://mail.sapience.com.au/blog/when-home-is-not-the-safest-place) | 27 May 2024 |
| [ Federal Budget Summary 2024-25 ](https://mail.sapience.com.au/blog/federal-budget-summary-2024-25) | 26 May 2024 |
| [ Can you be disqualified from running an SMSF? ](https://mail.sapience.com.au/blog/can-you-be-disqualified-from-running-an-smsf) | 13 February 2024 |
| [ What happens to my government HECS or HELP Debt when I die? ](https://mail.sapience.com.au/blog/what-happens-to-my-government-hecs-or-help-debt-when-i-die) | 11 January 2024 |
| [ Plan on leaving a meaningful inheritance, not a nightmare ](https://mail.sapience.com.au/blog/plan-on-leaving-a-meaningful-inheritance-not-a-nightmare) | 03 January 2024 |
| [ Test your Christmas Trivia Skills in 2023! ](https://mail.sapience.com.au/blog/christmas-trivia-2023) | 15 December 2023 |
| [ Challenges mount for SMSF Auditors: A Tough Year Turns Tougher Ahead ](https://mail.sapience.com.au/blog/challenges-mount-for-smsf-auditors-a-tough-year-turns-tougher-ahead) | 27 November 2023 |
| [ Everyone needs to know more about Diabetes ](https://mail.sapience.com.au/blog/everyone-needs-to-know-more-about-diabetes) | 07 November 2023 |
| [ Save your First Home Deposit Faster with the First Home Super Saver Scheme (FHSS) ](https://mail.sapience.com.au/blog/save-your-first-home-deposit-faster-with-the-first-home-super-saver-scheme) | 05 November 2023 |
| [ Getting control of SMSF Liquidity Risk ](https://mail.sapience.com.au/blog/getting-control-of-smsf-liquidity-risk) | 27 October 2023 |
| [ Hot Chips, Seagulls, Relatives and the Tax Office ](https://mail.sapience.com.au/blog/hot-chips-seagulls-relatives-and-the-tax-office) | 08 October 2023 |
| [ Only Owning Half the Business Pie ](https://mail.sapience.com.au/blog/only-owning-half-the-business-pie) | 22 August 2023 |
| [ Six Questions to ask yourself before you buy Crypto ](https://mail.sapience.com.au/blog/six-questions-to-ask-yourself-before-you-buy-crypto) | 01 July 2023 |
| [ Planning for Future School Fees (and adult education) ](https://mail.sapience.com.au/blog/planning-for-future-school-fees) | 28 June 2023 |
| [ Newly diagnosed with diabetes and needing to get your Income Protection in place? ](https://mail.sapience.com.au/blog/newly-diagnosed-with-diabetes-and-needing-to-get-your-income-protection-in-place) | 21 June 2023 |
| [ Why wealthy people still use Life Insurances ](https://mail.sapience.com.au/blog/why-wealthy-people-still-use-life-insurances) | 16 June 2023 |
| [ The problem of Becoming Uninsurable (and the Ken & Barbie lifestyle of denial) ](https://mail.sapience.com.au/blog/the-problem-of-becoming-uninsurable) | 09 June 2023 |
| [ Federal Budget Summary 2023-24 ](https://mail.sapience.com.au/blog/federal-budget-summary-2023-24) | 20 May 2023 |
| [ Will you be caught in business with your former partner's spouse? ](https://mail.sapience.com.au/blog/will-you-be-caught-in-business-with-your-former-partners-spouse) | 25 April 2023 |
| [ How to Protect your Family, from your Business ](https://mail.sapience.com.au/blog/how-to-protect-your-family-from-your-business) | 24 April 2023 |
| [ How to Split an Unsplittable Inheritance ](https://mail.sapience.com.au/blog/how-to-split-an-unsplittable-inheritance) | 23 April 2023 |
| [ What happens to your Super in a relationship breakdown? ](https://mail.sapience.com.au/blog/what-happens-to-your-super-in-a-relationship-breakdown) | 21 April 2023 |
| [ The Difference between Small Business Exit plans & Small Business Succession planning ](https://mail.sapience.com.au/blog/the-difference-between-small-business-exit-and-small-business-succession-planning) | 15 April 2023 |
| [ What's the backup plan when the business stalls but the Overhead Costs keep coming? ](https://mail.sapience.com.au/blog/whats-the-backup-plan-when-the-business-stalls-but-the-overhead-costs-keep-coming) | 10 April 2023 |
| [ Who can make decisions for you when you're living with Dementia or a brain injury? ](https://mail.sapience.com.au/blog/who-can-make-decisions-for-you-when-you-are-living-with-dementia-or-a-brain-injury) | 08 April 2023 |
| [ What's the backup plan for you, if your business partner died tonight? ](https://mail.sapience.com.au/blog/what-is-the-backup-plan-for-you-if-your-business-partner-died-tonight) | 12 March 2023 |
| [ Getting more money into your super when selling your family home ](https://mail.sapience.com.au/blog/getting-more-money-into-your-super-when-selling-your-family-home) | 27 February 2023 |
| [ The Average Lifetime Cost of Care for the Top Five Major Health Conditions ](https://mail.sapience.com.au/blog/the-average-lifetime-cost-of-care-for-the-top-five-major-health-conditions) | 01 February 2023 |
| [ New National Secure Document Storage Service ](https://mail.sapience.com.au/blog/new-national-secure-document-storage-service) | 07 January 2023 |
| [ The Curse of a Post Office Will Kit ](https://mail.sapience.com.au/blog/the-curse-of-a-post-office-will-kit) | 18 December 2022 |
| [ When to arrange Intended Parent and IVF Surrogate Life Insurances chart ](https://mail.sapience.com.au/blog/when-to-arrange-intended-parent-and-ivf-surrogate-life-insurances-chart) | 03 December 2022 |
| [ Is it time to upgrade how you see Retirement? ](https://mail.sapience.com.au/blog/is-it-time-to-upgrade-how-you-see-retirement) | 15 November 2022 |
| [ Federal Budget Summary 2022-23 ](https://mail.sapience.com.au/blog/federal-budget-summary-2022-23) | 01 November 2022 |
| [ Do you have a Company Power of Attorney in place? ](https://mail.sapience.com.au/blog/do-you-have-a-company-power-of-attorney-in-place) | 18 October 2022 |
| [ Ever had friends or family constantly ask to borrow money? ](https://mail.sapience.com.au/blog/ever-had-friends-or-family-constantly-ask-to-borrow-money) | 29 September 2022 |
| [ What are the signs it's time to update my Will? ](https://mail.sapience.com.au/blog/when-should-i-update-my-will) | 26 August 2022 |
| [ The 'Numbers of Business' risk increases with the number of business partners ](https://mail.sapience.com.au/blog/the-numbers-of-business) | 25 June 2022 |
| [ What are the odds of you needing to claim on your personal insurance? ](https://mail.sapience.com.au/blog/what-are-the-odds-of-you-needing-to-claim-on-your-personal-insurance) | 20 June 2022 |
| [ Looking for a Business Partner? ](https://mail.sapience.com.au/blog/looking-for-a-business-partner) | 22 May 2022 |
| [ Family Loan Agreements - a Precaution not a Plan ](https://mail.sapience.com.au/blog/family-loan-agreements-a-precaution-not-a-plan) | 28 April 2022 |
| [ Federal Budget Summary 2021-22 ](https://mail.sapience.com.au/blog/federal-budget-summary-2021-22) | 30 March 2022 |
| [ Three facts of modern life: Death, Taxes & Increasing Petrol Prices ](https://mail.sapience.com.au/blog/three-facts-of-modern-life-death-taxes-increasing-petrol-prices) | 16 March 2022 |
| [ Learning new skills to survive another different kind of year ](https://mail.sapience.com.au/blog/learning-new-skills-to-survive-another-different-kind-of-year) | 25 February 2022 |
| [ Is it time for you to get more money into your super fund? ](https://mail.sapience.com.au/blog/is-it-time-for-you-to-get-more-money-into-your-super-fund) | 26 January 2022 |
| [ Helping adult children become financially independent is harder than you think ](https://mail.sapience.com.au/blog/helping-adult-children-become-financially-independent-is-harder-than-you-think) | 07 December 2021 |
| [ Australian Company Directors now need a Directors ID Number ](https://mail.sapience.com.au/blog/australian-company-directors-now-need-to-have-a-directors-id-number-asap) | 17 November 2021 |
| [ COVID-19 & Life Insurances FAQs ](https://mail.sapience.com.au/blog/covid-19-and-life-insurances-faqs) | 20 October 2021 |
| [ When your child asks about money ](https://mail.sapience.com.au/blog/when-your-child-asks-about-money) | 15 September 2021 |
| [ Adaptability: the underrated skill for living a bigger financial life ](https://mail.sapience.com.au/blog/adaptability-the-underrated-skill-for-living-a-bigger-financial-life) | 12 August 2021 |
| [ Are you prepared for the cost of surviving cancer? ](https://mail.sapience.com.au/blog/are-you-prepared-for-the-cost-of-surviving-cancer) | 14 July 2021 |
| [ What happens if my mortgage provider goes bankrupt? ](https://mail.sapience.com.au/blog/what-happens-if-my-mortgage-provider-goes-bankrupt) | 28 June 2021 |

 Page 1 of 3

### [ Modern Small Business Leadership](https://mail.sapience.com.au/blog/modern-small-business)

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