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###  Master List of Diagnostic Tools

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Partner Liability### Commercial Friction & Personal Exposure

Calculate your Unprotected Exposure Gap, statutory ATO Director Penalty Notice (DPN) risks, and spousal real estate blindspots.

⏱ 2 mins [Start Assessment](https://sapience.com.au/diagnosing-partnership-risks)

 Governance### Incapacitated Partner Wage Policy Audit

Evaluate your firm's exposure to unfunded partner salary continuation and operational cash flow drag during illness or injury.

⏱ 2 mins [Coming Soon](https://sapience.com.au/contact/us)

 Asset Protection### Personal Guarantee Exposure Index

Map unsecured supplier credit, bank overdraft obligations, and joint-and-several partner liability across personal assets.

⏱ 3 mins [Coming Soon](https://sapience.com.au/contact/us)

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## Uncovered an Unprotected Business Risk Exposure Gap or ATO Risk?

Don't leave family real estate or partner liabilities to chance. Book a confidential, non-judgmental risk audit with our advisory team to establish legal and structural circuit-breakers before operational friction turns into personal liability.

 [ Schedule Your Confidential Risk Audit ](https://sapience.com.au/contact/us)