Sharing life and business with someone can be twice as exciting but can bring twice the risks to manage.

You might be partnered, partnered with pets, officially de facto, officially married, splitting expenses but sharing life, or joining incomes and combining financial lives too.

You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy or perhaps something a little more complicated.

When it comes to being partnered in today's modern world, there's really no such thing as average.

A top priority for a couple is protecting your income and your debts, to reduce the financial impact upon you and your partner if something unexpected happens to you

And there's no right or wrong way to live a purposeful life, just what works for you both.

  • Financial differences can be challenging for all couples, but especially ones where one or more are also in business. Do you combine income and debts, or keep them separate? Do you split expenses as a couple How to split expenses as a couple? How do you best manage your personal and shared financial risks? How would a long-term disability affect your relationship? What happens if you need two incomes to live your lifestyle but you suddenly find yourself with only one (or none) due to sickness or injury? 
  • Longer-term financial security (even retirement) when you don't have children of your own to rely on, means you’re more reliant on your partner and your family of choice. If you or your loved ones depend on your income, you’ll need to protect it.
  • If you're in a defacto couple, you might like to read our article Friends, Flatmates or Defactos and how to tell them apart 
“If clients aren’t interested in getting married, we need to think about estate planning: that they inherit the house, have the ability to make health care decisions and make sure the law and biological family members don’t get in the way,” - Drew Browne

It's your life, live it your way!

Understand the Value in Life Insurances | Life, Love & Business - it all interconnects

The drive to protect and provide is evolutionary. Caring for those that matter most to you is a part of being human.
That’s why insurance should play a key role in your plans for life, love and business.
Life, Love & Business - it all interconnects.

Protect Who You Love Protect Your Loved Ones

Get peace of mind. Know if anything serious and unexpected happens, you haved a backup plan in place, just in case, so you and your family will be protected financially.

Protect what you cannot afford to loose Provide A Safer Tomorrow

Secure your future. Always protect what you cannot afford to loose. Anticipate recovery. Feel certain if you were permanently disabled or no longer able to work, your financial future is safe.

Secure People Life Bigger Lives Live your Best Life Today

Relax. Be free to focus more and stress less about what may happen 'if' — so you can focus on the things that matter most and move forward with confidence.

Related: Types of People we work with

  • Single – just starting out, single again, or just living life solo
  • Partnered – just beautiful
  • Parenting – your kids, our kids, their kids, adult kids or the frail-aged parents

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